Federal Holiday Calendar
All 11 federal holidays for any year — observed dates, long weekends, what's actually closed
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Next Federal Holiday
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Long Weekends This Year
| Holiday | Date | Day | Observed |
|---|
All 11 federal holidays for any year — observed dates, long weekends, what's actually closed
| Holiday | Date | Day | Observed |
|---|
The federal holiday list is eleven days, three rules, and a surprising amount of fine print: four holidays float to Mondays by statute, fixed-date holidays shift their observance when they land on weekends, and "federal holiday" describes what closes far less than people assume. This calendar computes any year — past or future — with observed dates, long-weekend flags, and the what's-actually-closed grid.
| Institution | Federal holidays? |
|---|---|
| Banks | Yes (Federal Reserve calendar = the federal list) |
| Mail (USPS) | Yes — no delivery; UPS/FedEx run their own shorter lists |
| Stock markets | Their own calendar: closed 9 of the 11, open on Columbus Day and Veterans Day (bond markets close both) |
| Schools | District choice — most take the big six, split on MLK/Presidents/Juneteenth/Columbus |
| Private employers | No legal obligation at all — the ~8-day average private calendar vs the federal 11 explains most 'wait, is today a holiday?' confusion |
The long-weekend stars above are travel-pricing events (book against them — see the Vacation tool); payroll and bank transfers skip holiday days (the direct deposit "delay" before a Monday holiday is just the calendar); markets' half-days (Black Friday, Christmas Eve) are separate from this list; and no federal law requires private employers to pay holiday premiums — time-and-a-half on holidays is contract and custom, not statute.
Only federal employees do. No federal law requires private employers to close, pay premiums, or observe any holiday — it's all policy and contract. The standard private package is 7-9 of the 11; holiday pay (time-and-a-half) is custom, union contract, or state law in a couple of cases (RI, MA remnants).
ACH and the Federal Reserve don't settle on federal holidays, so deposits scheduled for a holiday Monday land Tuesday. Payroll departments usually shift payday EARLIER; automatic bill-pays don't always — check autopay dates that straddle long weekends.
No — NYSE/Nasdaq close for 9 of the 11 but trade normally on Columbus Day and Veterans Day (bond markets close both, which is why those days feel half-asleep). Markets also add Good Friday, which isn't a federal holiday at all.
Legally none since 2021 — full federal holiday: banks, mail, federal offices closed. Private adoption is still catching up, which is why June 19 has the biggest closed-or-not variance of the list. Same story historically for MLK Day, which took decades to reach universal state adoption.
Years where the fixed-date holidays (July 4, Christmas, New Year's) land on Tuesdays or Thursdays — bridge days turn them into 4-day weekends. Weekend landings are the worst case, softened by the observance shift. Run a few years above and plan the PTO arbitrage.
Plenty — states add their own (Patriots' Day in MA/ME, Mardi Gras in LA, Pioneer Day in UT, César Chávez Day in CA) with state-office and sometimes school closures. Your state government's HR calendar is the authoritative local list.
Yes — the dates are computed in your browser from the statutory rules; nothing is transmitted.
Eleven holidays, three rules, and a calendar you can now compute for any year of your life. Book travel against the stars, mind the ACH gaps, and enjoy the engineered Mondays — they were literally legislated for it.