Furniture Depreciation Tool

What your furniture is actually worth used — for selling, moving and insurance claims

$—
Realistic Resale Value
$—
List At (Room to Haggle)
% of New Retained
CategoryYr 1Yr 5Yr 10

Furniture has two prices — the emotional one (what you paid, minus nothing) and the market one (what Facebook Marketplace will actually bear), and every seller, mover and insurance claimant collides with the gap. The curves are category-brutal: upholstery loses half its value at first sit and flat-pack barely survives disassembly, while solid wood cruises and real mid-century appreciates. This tool prices your piece honestly for the three moments the number matters: selling, moving, and claims.

The Category Curves

CategoryYear 1Year 5Why
Sofas & upholstery45%~32%Hygiene psychology — buyers price in strangers' years
Mattresses30%~10%The hygiene discount squared; many states regulate resale
IKEA-class flat-pack35%~25%Survives one assembly; buyers know
Solid wood60%~50%Durability reads in photos; refinishing extends forever
Designer/mid-century70%90%+ possibleThe exception: Eames, Knoll, quality Danish teak trade UP — check sold listings before any donation

The Three Moments the Number Decides

  • Selling: list at value +20%, drop weekly, daylight photos with measurements. The alternative math: donation receipts (fair-market value, deductible only if itemizing) sometimes beat the Marketplace hassle for sub-$100 pieces.
  • Moving: freight vs value — the Moving tool's purge advice runs on exactly these numbers; a $350-value sofa costs $300+ to move interstate.
  • Insurance: renters/homeowners claims pay replacement cost if you bought that coverage (do) and these depreciated values if you didn't — this table is the argument for the RCV checkbox, and your photo inventory is the claim.

How to Use the Tool

  1. Pick category, original price, age and honest condition.
  2. Read the value, the list-at price, and your category's curve.
  3. Anything with a designer label: check sold listings first — the appreciating exception is real and regularly donated by accident.

Frequently Asked Questions

Why is my $2,000 couch worth $500?

The hygiene discount: buyers can't unsee strangers-sat-here, so upholstery prices like used bedding regardless of brand. Condition photos soften it slightly; nothing repeals it. Sell fast after deciding — it only depreciates.

What furniture actually holds value?

Solid hardwood case goods, premium office chairs (the used-Aeron market is famous), quality outdoor teak, and genuine designer/mid-century pieces — the last category APPRECIATES. Labels underneath matter: five minutes of checking sold eBay listings has rescued many '$40 donation' Knoll chairs.

Best platform for selling?

Facebook Marketplace dominates local furniture (volume + no fees); Craigslist secondarily; AptDeco/Kaiyo-style consignment in big metros for premium pieces (they take 30-50% but handle logistics); eBay only for shippable designer items.

How do I price for a quick sale vs max value?

Max value: +20% list, weekly 10% drops, patience of 3-6 weeks. Quick (moving deadline): price AT the tool's value with 'priced to move this weekend' — velocity is honest. Free-at-curb is the final markdown and sometimes the rational one.

Can I deduct donated furniture?

At fair-market (thrift-store) value — roughly this tool's output at 'fair' condition — IF you itemize (most don't; see the Itemize tool). Over $500 of non-cash donations needs Form 8283; get receipts and photos regardless.

How does insurance value my furniture after a fire?

Replacement-cost coverage: new-equivalent prices (buy this coverage). Actual-cash-value: this tool's depreciated numbers — a $12,000 household of furniture pays out $3-4k. The pre-loss photo/video inventory is what makes either claim smooth.

Is my information private?

Yes — every figure computes locally in your browser.

Price the piece like a buyer, list with daylight photos, and check the label before donating anything old enough to be cool again. Furniture forgives sentiment at purchase; the resale market never does.

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